Scripture
Reference: Proverbs 16:3 (NIV)
"Commit to the Lord whatever
you do, and he will establish your plans."
Introduction
Finances
are an integral part of our lives, yet managing them to the honor of God
presents challenges. A God-honoring financial plan is not just about budgets
and savings; it's about aligning our financial decisions with biblical
principles. It reflects our faith, stewardship, and trust in God as our
ultimate provider.
In
this sermon, we look at how to create a financial plan that glorifies God and
provides eternal stability.
1. The Foundation of a God-Honoring
Financial Plan
A. Recognizing God as
the Source
- Deuteronomy 8:18
reminds us, "But remember the Lord your God, for it is he who gives you
the ability to produce wealth."
- Recognizing God as the source of all resources shifts our mindset from ownership to stewardship.
B. Seeking God's
Guidance
- Proverbs 3:5-6
urges us to trust in the Lord with all our hearts and lean not on our
understanding.
- Prayerfully seek God’s direction before making financial decisions.
C. Understanding
Stewardship
- Psalm 24:1
declares, "The earth is the Lord’s, and everything in it."
- We are managers, not owners, of the resources God entrusts to us.
2. Key Elements of a God-Honoring
Financial Plan
A. Setting Godly
Priorities
1. Tithing and Giving
- Malachi 3:10 is
calling us to bring the full tithe into the storehouse
- Giving to God first indicates trust in God's supply/provision.
2. Family Need
- 1 Timothy 5:8
emphasizes providing for our families.
- Budget Essential needs: food, housing, education, etc.
B. Budgeting Wisely
- Proverbs 21:5
teaches, "The plans of the diligent lead to profit as surely as haste
leads to poverty."
- Make a budget reflecting God's priorities:
- Income:
Identify God's provision.
- Expenses:
Distinguish between needs and wants.
- Savings:
Prepare for future needs (Proverbs 6:6-8).
C. Freedom from Debt
- Romans 13:8
reminds, "Let no debt remain outstanding, except the continuing debt to
love one another."
- Debt will hinder our serving God as freely.
- Live within your means, borrow only if necessary.
D. Save and Invest
- Proverbs 13:11 urges gradual development: "Dishonest money dwindles away, but whoever gathers money little by little makes it grow."
- Save consistently and invest wisely to secure your future.
E. Planning for
Generational Impact
- Proverbs 13:22
says, "A good person leaves an inheritance for their children's children."
- Take the necessary actions towards establishing a legacy of finances to benefit future generations in advancing the Kingdom of God.
3. Biblical Principles for Financial
Integrity
A. Honesty and
Integrity
- Proverbs 11:1
says, "The Lord detests dishonest scales, but accurate weights find favor
with him."
- Be honest regarding your personal or business matters involving money.
B. Contentment
- 1 Timothy 6:6-8
reminds us, "Godliness with contentment is great gain."
- Avoid the trap of materialism and focus on eternal treasures.
C. Liberality
- Acts 20:35: "It is more blessed to give than to receive."
- Liberality reflects a heart aligned with God's purposes.
4. Trusting God in Financial
Difficulties
A. Overcoming Fear and
Worries
- Matthew 6:31-33
lets us know not to be anxious regarding our needs, rather to first seek the
Lord's kingdom.
- Trusting God with our money builds faith.
B. Trust in God's
Provision
- Philippians 4:19
says, "And my God will meet all your needs according to the riches of his
glory in Christ Jesus."
- God's provision is adequate for all seasons.
C. Submit to God's Plan
- Isaiah 55:8-9
reminds us that God is always higher than us.
- Even in super tight financial times, be assured God is working for your good.
5. Practical Steps to Building a
God-Honoring Financial Plan
A. Take Stock
- Review your income, expenses, and debt.
- Identify areas where you can improve stewardship.
B. Make a Plan
- Set clear, God-centered financial goals.
- Allocate resources to reflect biblical priorities.
C. Seek Wise Counsel
- Proverbs 15:22
says, "Plans fail for lack of counsel, but with many advisers they
succeed."
- Seek out financial advisors or mentors who value faith principles much like your own.
D. Remain Committed
- Regularly go over and adjust your plan.
- Stay disciplined and avoid making impulsive decisions.
E. Pray Over Your
Finances
- Commit your financial plans to God (Proverbs 16:3).
- Ask for wisdom and discernment in every decision.
Conclusion
A
God-honoring financial plan is the fruit of faith, discipline, and obedience to
biblical principles. It's not just about managing money; it's about aligning
every financial decision with God's will. As you commit your resources to Him,
you will experience His provision, peace, and blessings in every area of your life.
Call to Action:
- Today, start assessing your financial habits in light of God's Word.
- Trust God as your provider and manage His resources well.
- Share your financial testimony to encourage others to honor God with their wealth.
Closing Scripture:
"Commit
to the Lord whatever you do, and he will establish your plans." (Proverbs 16:3, NIV)
